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    2024-02-18 Read : 38

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    Rental deposit loan for vulnerable groups

    Rental deposit loan for vulnerable groups

    Support by expanding the target objects and uses of microfinance rental housing deposits for socially vulnerable groups

    Supported by

    Among those eligible for self-reliance fund support for the vulnerable*, those who live in a house with an exclusive area of 85§³ or less and a rental deposit of 200 million won or less (300 million won or less in the metropolitan area) *Eligible for self-reliance fund support for the vulnerable
    • Registered disabled persons under Article 32 of the ¡¸Welfare of Persons with Disabilities Act¡¹
    • Head of single-parent family household pursuant to Article 4 of the Single-Parent Family Support Act
    • Head of household with grandparents pursuant to Article 5-2 (2) of the Single-Parent Family Support Act
    • Head of multicultural family household according to Article 2 of the Multicultural Family Support Act
    • Among North Korean defectors under Article 2, Paragraph 1 of the Act on Protection and Settlement Support of North Korean Refugees, three years have passed since the acquisition of nationality or the creation of family relationship registration.
    • Those who meet one of the following requirements:
      • Those with a credit rating of 6 or lower (including no rating)
      • Second-lowest class and basic recipients
      • Those who meet the eligibility requirements for employment incentives
    • TIP: Even if you are eligible for a loan, the final loan decision will be determined based on the credit screening results. (Please check with the integrated support center or microfinance branch for related documents or detailed support eligibility.)

    Support details

    • Loan limit: Up to 20 million won within 80% of rental deposit
    • Loan interest rate: 2.5% per year
    • Loan period: up to 2 years
    • Repayment method: lump sum repayment of principal

    Is it possible to get a loan of 500,000 won immediately?
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    loan of 1 million won,
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